HOME & RENTERS INSURANCE

HOMEOWNERS INSURANCE FOR MARIETTA, SMYRNA, COBB COUNTY AND SURROUNDING AREAS



Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Damage caused by most disasters is covered, but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.
We are proud to serve our fellow residents of Marietta, Smyrna, Cobb County, and the state of Georgia for your homeowners insurance!

RENTER'S INSURANCE FOR MARIETTA, SMYRNA, COBB COUNTY AND SURROUNDING AREAS

Renter's insurance is property insurance that provides coverage for your belongings, liabilities, and potential living expenses in case of a loss. This insurance coverage is available if you are renting or subletting an apartment, condo, duplex, single family home, or townhouse. This will protect you against losses to your personal property within the rented property. Typically personal belongings are not covered under the landlord's property insurance, which is why it is so important for you to take out a renter's insurance policy.

We are proud to serve our fellow residents of Marietta, Smyrna, Cobb County, and the state of Georgia for your renter's insurance!



WHY DO YOU NEED HOMEOWNERS INSURANCE?

It is all about protecting yourself financially if something unexpected happens to your home or possessions. That's important because chances are your home is one of your largest investments.
  • If your home were destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
  • If a guest in your home is injured, liability protection and medical coverage help pay expenses.
  • If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
  • If you are still paying for your home, your lender will require insurance.
It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. Ask your agent to talk about what is covered and be sure to read your policy, so you know exactly what's included and what is not.
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